Death After Driving Drunk May Be "Accidental" Under Accidental Death Policy

If an accidental death insurance policy does not specifically exclude from the definition of "accident" death resulting from driving under the influence of drugs or alcohol, plan administrators may be subject to reversal in court if they deny coverage on that ground.  See Meek v. Zurich N. America Ins. Co., 704 F.2d 1069 (D. Colo. Mar. 8, 2010), and the cases cited therein for a discussion of the issue.